Worried partner writes….. “My partner and I are both hard workers and have decided to save our money to buy a house before having children. However every time I check our savings there are more withdrawals and our nest egg is slowly vanishing. My partner readily concedes that they are the source of these withdrawals, as they sometimes “borrow” a little money whenever they go shopping. They defend them self by pointing out that they do not shop that often and are not a chronic spender, but are only occasionally subject to spending binges which may blow the budget. They easily rationalise every purchase as being valid and purposeful.

Admittedly they are not an every day, ‘mad’ spender, but if these binges don’t stop we may never be able to purchase our home, and I don’t know how I would feel about that!” Continue reading →